Onboarding

Five minutes from signup to spending.

No appointments. No fax. No fifteen-step PDFs. Identity verification flows on every modern device, and your virtual card is live before your coffee.

01
~2 min

Create Profile

Email, phone, password. Two-factor enrollment in the same flow.

02
~5 min

Verify Identity

Government-issued ID + a quick liveness check. Powered by Persona.

03
Live by next biz day

Fund the Account

Wire, ACH, SEPA, Faster Payments, or stablecoin deposit.

04
Same day

Issue the Card

Virtual card available immediately. Physical card ships in 3 days.

05
1 click

Set Up Yield

Pick a tier (or accept the default). Start earning on idle cash automatically.

06
Optional

Invite Your Team

For corporate accounts, add roles and per-user spend rules.

For Corporates

KYB in hours, not weeks.

We collect formation documents, beneficial-owner IDs, and source-of-funds inline. The same compliance rigor as a major US bank, with none of the photocopier theater.

Stuck Anywhere

Concierge support, in real time.

Our human team is available 24/7 by chat and phone. If something doesn't make sense, hop on a call — we'll walk you through.