USD-stable, T-bill backed. Available to all account holders.
The Yield
Make the cash work.
Stablecoin-grade yield on idle balances, with deeper tiers for Premium and Business clients.
Base
4.2%
Target APY
Plus
5.6%
Target APY
Diversified stable allocation, plus blue-chip staking. For Plastic + Premium.
Premier
7.8%
Target APY
Curated multi-asset strategy. OTC-line access. For Premium and Business.
Backing
Verifiable, on-chain.
Reserve attestations are published monthly. Every yield-bearing balance is backed 1:1 by audited collateral with segregated custody. We do not rehypothecate.
1:1
Backing
Mo.
Attestations
0
Rehyp.

Risk Profile
Conservative by design.
Base and Plus are weighted toward T-bill backed stables. Premier blends in blue-chip staking with on-chain risk caps and explicit drawdown limits.
Disclosure
APYs are targets and may vary. Crypto assets are volatile and yield is not guaranteed. Past performance is not indicative of future results. See Terms.